The Oak Tree

Watch this shocking documentary…
And please share it…

180movie.com

We will be selling a home in Schuylkill County, Pennsylvania and you will be able to name the price you want to pay for it.

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Remember, it’s not the end of the world

A job loss is not the end of the world. For many people, it’s just the launching pad to a new, more fulfilling career. It can also be a great time to re-prioritize the plan for your money or actually create a plan.

Here are seven things to get you started on a plan that works in the good times and bad.

1. Stop paying extra on your debt. If you’ve been attacking your debt snowball like crazy, refocus that money and momentum to save a big emergency fund.
2. Sock away the extra money to build up your emergency fund. If you get a severance, make it a part of your shopping emergency fund.
3. Do a budget. Download free budgeting forms. Focus on your necessities first—food, shelter, utilities, transportation, and basic clothing. The creditors can wait.
4. Cut way back on your lifestyle. Home-cooked meals and library books should become the norm.
5. Cut up the credit cards. Nothing good can come from using them. If you don’t have the cash, don’t buy!
6. Get a part-time job. Yes, they are available. Do everything you can to still generate some income until you find a new full-time job.
7. Think about your skills and decide if now is the time to start a small business or change careers. Your options are limitless!

Some people who find themselves unemployed will go into new careers or start their own businesses where they have the best year of their lives—professionally, financially and emotionally. Their current job loss is actually a blessing in disguise. That’s how they are looking at the situation and formulating a game plan based on it. It’s the best outlook anyone can have!

If you haven’t lost your job but dread going to work, maybe it’s time to fire your employer and go in a new direction. When you have a game plan for your money and career, you will have a sense of empowerment because you aren’t a slave to the lender (or employer).  [information adapted from Dave Ramsey daveramsey.com]

Go do something NOW !!

… Until the next acorn drops, keep looking up …

The largest number of homes in recent history was on the selling block a couple weeks ago during the bi-monthly Sheriff’s sale held at the Schuylkill County courthouse.

There were originally a total of 84 properties on the foreclosure list to be sold.  Most of these were personal residences of County residents.  This means families who didn’t pay their mortgage payments were going to lose their homes to their bank.

Of the 84, 10 foreclosures were stopped, 31 were taken by the banks, and 43 were delayed. These 43 will probably be taken by the banks in the near future.

What does all this mean?

Contrary to what all the “experts” are saying, this time of financial hardship and uncertainty is not over.  There has been no ‘recovery’.  Things have not turned around.  If anything we are still on the downward side of this cycle.

One group claimed that ‘Schuylkill County has not been impacted - foreclosure-wise - as much as the rest of the country’.  I beg to differ.  84 houses at risk in one 2 month period!  And that is on top of the average Sheriff sale which has 50 - 60 properties going  up for sale every other month.

These foreclosures hurt all of our home values as the banks dump these houses on the market at discounted prices … Or as they sit vacant in our neighborhoods.

The good news?

I believe in the people of Schuylkill County.  Their determination, their work ethic, their ability to not only survive, but thrive, regardless of what gets thrown their way.  We have been doing it for generations.

We will push our way through … We will make it !

… Until the next acorn drops, keep looking up …

Please share this with others … and … add your comments !!

It turns out … being a couch potato can kill you.

Literally.

A recent study found that 20% of all deaths of people 35 and older
were attributed to a lack of physical activity.

That’s more deaths than you can blame on smoking!

Get all the facts at http://www.newsblarg.com/node/2062

… Until the next acorn drops, keep looking up …